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Progmatic 7 LINK is an article about how to develop a link with blockchain. Progmatic is the first ever digital lending platform which uses blockchain technology to help borrowers manage their credit score and repay their loans. The article is sorted into the following sections: Introduction, How does it work?, Disadvantage of using Credit cards?, Advantages of using Digital Lending Platforms like Linking Blockchain, Conclusion. Introduction:Linking Blockchain, also known as blockchain technology is the process of linking a data set to a data structure and making it immutable and unalterable. The data structure is stored and protected by cryptography and the digital signature of the users. This information can not be changed or altered by any third party. With this technology, it is possible to store information without having to trust any third party, which makes it secure and trustworthy.Progmatic 7 LINK was founded in 2015 by CEO Maurice Nkansah Assibit with the vision “to transform access to finance into an agent for social good”. He had earlier started ProGramme in 2009 for credit bureau information management services. How does it work?Linking Blockchain, or Blockchain technology, is a way of creating an encyclopedia. Every data update is updated to the blockchain, which is stored in a distributed ledger. This makes every record of the blockchain immutable and unalterable. When you are using Linking Blockchain to make transactions, your Personal Identification Number (PIN) or password is used as an identification method. The transactional information is updated on the link between both users to make sure that they are aware of each other’s transaction details. The financial institution does not have access to any information updated on the personal information linked to their account. Therefore, it can be said that Linking Blockchain makes all records secure and trustworthy through strong cryptography. Disadvantage of using Credit cards:A credit card is a financial instrument that allows people to spend money they do not have. In normal transactions, you have to pay the full amount before using your credit card. Approximately, it takes up to 30 days for the amount to be credited in your account and for you to use it. The interest rate on a credit card is very high due to the time taken for repayment and the risks involved. Advantages of using Digital Lending Platforms like Linking Blockchain:There are many benefits of using Linking Blockchain. The other financial institutions do not have access to the user’s personal information. This helps in keeping all records secure. The records are made available to the users easily by logging into their accounts on a digital lending platform. In addition, it helps people transfer their money from one account to another within a short time without worrying about transaction fees. Conclusion:In conclusion, it is evident that Linking Blockchain is a safe and secure way of giving credit or borrowing money between two people for any purpose. Linking blockchain makes you take charge of your finances and help you become financially stable.

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